.service-catalogue { padding: 64px 0 32px; background: var(--secondary-color); }
.service-catalogue__header { display: flex; align-items: end; justify-content: space-between; gap: 32px; margin-bottom: 32px; }
.service-catalogue__header h2 { font-size: clamp(30px, 3vw, 44px); letter-spacing: -.03em; margin-bottom: 12px; }
.service-catalogue__header p { margin: 0; line-height: 1.6; }
.service-catalogue__search { width: 390px; max-width: 100%; flex-shrink: 0; }
.service-catalogue__search label { display: block; font-weight: 600; color: var(--primary-color); margin-bottom: 10px; }
.service-catalogue__search > div { display: flex; border: 1px solid var(--divider-color); border-radius: 8px; overflow: hidden; background: white; }
.service-catalogue__search input { min-width: 0; width: 100%; padding: 14px; border: 0; background: white; font: inherit; font-size: 14px; }
.service-catalogue__search button { border: 0; padding: 14px 18px; background: var(--accent-secondary-color); color: white; font: inherit; font-weight: 600; }
.service-catalogue__search > a { display: inline-block; margin-top: 12px; }
.service-catalogue__grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); align-items: start; gap: 24px; }
.service-catalogue__card { overflow: hidden; border: 1px solid var(--divider-color); border-radius: 14px; background: white; transition: border-color .2s, box-shadow .2s; scroll-margin-top: 120px; }
.service-catalogue__card:hover, .service-catalogue__card:focus-within { border-color: var(--accent-color); box-shadow: 0 10px 28px #6512240d; }
.service-catalogue a.service-catalogue__card-link { display: block; color: var(--text-color); text-decoration: none; }
.service-catalogue a.service-catalogue__card-link:focus-visible { outline-offset: -3px; }
.service-catalogue__explore { display: flex; justify-content: space-between; border-top: 1px solid var(--divider-color); padding-top: 18px; color: var(--accent-secondary-color); font-weight: 600; }
.insurance-story { margin-bottom: 32px; }
.insurance-story__lead { padding: 28px 32px; border-radius: 14px; background: #f5f0e6; }
.insurance-story__eyebrow { display: block; font-size: 12px; font-weight: 600; letter-spacing: .13em; text-transform: uppercase; line-height: 1.5; color: var(--accent-secondary-color); margin-bottom: 14px; }
.insurance-story__lead p { color: var(--accent-secondary-color); font-size: clamp(19px, 2vw, 24px); line-height: 1.55; margin: 0; letter-spacing: -.015em; }
.insurance-story__copy { padding: 36px 0; }
.insurance-story__copy h3 { font-size: clamp(24px, 2.5vw, 32px); line-height: 1.25; letter-spacing: -.02em; margin: 0 0 18px; }
.insurance-story__copy h4 { padding-top: 24px; border-top: 1px solid var(--divider-color); font-size: 21px; line-height: 1.4; margin: 28px 0 16px; }
.insurance-story__copy p, .insurance-story__copy li { font-size: 16px; line-height: 1.85; }
.insurance-story__copy p { margin-bottom: 18px; }
.insurance-story__copy p:last-child { margin-bottom: 0; }
.insurance-story__copy a { color: var(--accent-secondary-color); text-decoration: underline; }
.insurance-benefits { padding: 36px; border-radius: 18px; background: linear-gradient(125deg, #651224, #420e1a); }
.insurance-benefits__heading .insurance-story__eyebrow { color: #e0ca77; }
.insurance-benefits__heading h2 { color: white; font-size: clamp(28px, 3vw, 40px); line-height: 1.12; letter-spacing: -.03em; margin: 0 0 28px; }
.insurance-benefits__heading h2 span { color: #e0ca77; }
.insurance-benefits__grid { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.insurance-benefits__card { padding: 24px; border: 1px solid #ffffff26; background: #ffffff0c; border-radius: 12px; transition: transform .2s ease, background .2s ease, border-color .2s ease; }
.insurance-benefits__card:hover { transform: translateY(-3px); background: #ffffff16; border-color: #e0ca77; }
.insurance-benefits__marker { display: flex; justify-content: space-between; align-items: center; color: #e0ca77; font-size: 13px; margin-bottom: 24px; }
.insurance-benefits__check { display: grid; place-items: center; width: 36px; height: 36px; border-radius: 50%; background: #e0ca77; color: #651224; font-size: 20px; }
.insurance-benefits__card h3 { color: white; font-size: 19px; line-height: 1.45; margin: 0; font-weight: 500; }
.insurance-benefits__card:last-child:nth-child(odd) { grid-column: 1 / -1; }
@media (max-width: 575px) {
    .insurance-story__lead { padding: 24px; }
    .insurance-benefits { padding: 24px; }
    .insurance-benefits__grid { grid-template-columns: 1fr; }
    .insurance-benefits__card { padding: 20px; }
}
@media (prefers-reduced-motion: reduce) {
    .insurance-benefits__card { transition: none; }
    .insurance-benefits__card:hover { transform: none; }
}
.service-detail { padding: 48px 0 72px; background: var(--secondary-color); }
.service-detail__breadcrumb { margin-bottom: 36px; font-size: 14px; line-height: 1.8; }
.service-detail__breadcrumb a, .service-detail__back { color: var(--accent-secondary-color); text-decoration: underline; text-underline-offset: 4px; }
.service-detail__hero { display: grid; grid-template-columns: 1.15fr 1fr; gap: 48px; align-items: center; margin-bottom: 48px; }
.service-detail__hero h1 { font-size: clamp(32px, 3.8vw, 52px); line-height: 1.12; letter-spacing: -.03em; margin-bottom: 24px; }
.service-detail__hero p { line-height: 1.7; margin-bottom: 28px; }
.service-detail__hero > img { width: 100%; height: auto; aspect-ratio: 3 / 2; object-fit: cover; border-radius: 16px; }
.service-detail__layout { display: grid; grid-template-columns: 2fr 1fr; gap: 32px; align-items: start; }
.service-detail__description { background: white; border: 1px solid var(--divider-color); border-radius: 12px; padding: 36px; }
.service-detail__description h3 { font-size: 26px; line-height: 1.3; margin-bottom: 18px; }
.service-detail__description h4 { font-size: 20px; margin: 28px 0 14px; }
.service-detail__description p, .service-detail__contact p { line-height: 1.75; }
.service-detail__contact { padding: 28px; border-radius: 12px; border-top: 4px solid var(--accent-color); background: white; }
.service-detail__contact h2 { font-size: 24px; line-height: 1.3; margin-bottom: 16px; }
.service-detail__back { display: block; margin-top: 24px; line-height: 1.5; }
@media (max-width: 767px) {
    .service-detail__hero, .service-detail__layout { grid-template-columns: 1fr; gap: 24px; }
    .service-detail__description { padding: 24px; }
}
.service-catalogue__image { aspect-ratio: 16 / 9; overflow: hidden; }
.service-catalogue__image img { width: 100%; height: 100%; object-fit: cover; }
.service-catalogue__body { padding: 24px; }
.service-catalogue__body > h3 { font-size: 21px; line-height: 1.3; margin: 0 0 14px; }
.service-catalogue__body > p { font-size: 15px; line-height: 1.65; margin: 0 0 24px; }
.service-catalogue__details { border-top: 1px solid var(--divider-color); padding-top: 18px; }
.service-catalogue__details summary { display: flex; justify-content: space-between; gap: 12px; list-style: none; cursor: pointer; color: var(--accent-secondary-color); font-weight: 600; }
.service-catalogue__details summary::-webkit-details-marker { display: none; }
.service-catalogue__details summary span { font-size: 24px; transition: transform .2s; }
.service-catalogue__details[open] summary span { transform: rotate(45deg); }
.service-catalogue__description { padding-top: 22px; }
.service-catalogue__description h3, .service-catalogue__description h4 { font-size: 17px; line-height: 1.4; margin-bottom: 12px; }
.service-catalogue__description p { font-size: 14px; line-height: 1.7; }
.service-catalogue a { color: var(--accent-secondary-color); text-decoration: underline; text-underline-offset: 4px; }
.service-catalogue :is(a, button, input, summary):focus-visible { outline: 2px solid var(--accent-color); outline-offset: 2px; }
.service-catalogue__empty { grid-column: 1 / -1; padding: 48px 24px; text-align: center; background: white; border-radius: 12px; }
@media (max-width: 991px) {
    .service-catalogue__header { align-items: start; flex-direction: column; }
    .service-catalogue__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 575px) {
    .service-catalogue { padding-top: 40px; }
    .service-catalogue__grid { grid-template-columns: 1fr; gap: 20px; }
}
@media (prefers-reduced-motion: reduce) {
    .service-catalogue__card, .service-catalogue__details summary span { transition: none; }
}